One of the most advantageous services offered at Friendly Dodge Chrysler Jeep Ram is our comprehensive, streamlined finance center. No matter what model you may be looking to test drive near Penn Yan, Geneva, and Watkins Glen, NY, it’s important to sit down with one of our experts and craft a favorable financial plan.
So, read through this article to get a better understanding of what our finance center is all about!
What are my Finance Options?
Whether you’re looking to drive away in a family-friendly SUV, or a sporty sedan, you’ll want to be sure you pull off the lot with a financial plan in place that best reflects your budget and lifestyle.
There are numerous aspects to financing, such as long-term or short-term payment plans, loans, credit, and more. Each of these topics needs to be addressed, and that’s where our financial experts come in.
They can answer any questions you may have about budgeting or applying for a loan. They’ll answer these questions, and they’ll also stay by your side throughout the entire approval process to help you construct a plan that you’re comfortable with. If necessary, they have a long list of banks and lenders they can call to help you get the perfect deal.
And remember, you can also lease your vehicle if you think that would be the better choice. Like financing, they’ll go over your options and answer all your questions.
Leasing vs Financing
For years, leasing and financing have been two of the most popular methods for people to get behind the wheel of a vehicle they love. The great thing about these methods is that both have attractive advantages.
This is a great way to get into the latest models. Whether it’s a Chrysler, Dodge, Jeep, or Ram you’re after, you’re ensuring that you’re receiving the most up-to-date technology features, style, comfort, and more. In many cases, leases can be less expensive than financing. This is because leasing is essentially you borrowing a car from the dealership for a couple years, so you wouldn’t own it once the agreement ends.
However, you’re not obligated to return the vehicle to the dealership at the end of the agreement if you want to keep driving it. Instead, you can work with the dealership to finance or buy it out of the lease, meaning that once you finish making payments, you’d own it!
The biggest draw to financing is that once you finish making payments on your ride, you own it outright! This means you can customize it any way you like, or you can turn around and sell it! Financing also allows you to build equity in your car, which could raise its value should you ever choose to sell.
One more thing we wanted to highlight here is that, unlike leasing, financing allows you unlimited mileage. This means you can drive as often and far as you want without incurring extra charges.
Helpful Tools Offered at Our Dealership
Along with our helpful consultants, our dealership offers numerous financial tools that you can take advantage of.
For example, our payment calculator will give you an idea of how much you’ll be paying each month for your ideal model. Also, if you’re looking to trade in your current vehicle, you can get an estimate of its worth by utilizing our Value Your Trade tool. We even have a leasing vs. buying page that discusses the advantages of both payment options, so you can choose the one that’s tailored to your needs.
As you know, research is key. Our website is filled with tons of different vehicle reviews and comparisons for your reading pleasure. These are designed to give you a deeper look at various models, so you can narrow down your search and figure out which ones you’d want to test drive.
If you prefer online shopping, “Fast, Friendly Deal” is the way to go! You can go through the entire buying and financing process from the comfort of your home or office, and can even have your vehicle delivered to you! Start by picking your ride from any of our inventories, customize your payment, and then let us know if you want to come by the dealership or have us bring it to you!
Finally, you can start the financial process at any time, right from home! Simply fill out one of our pre-approval forms, and you’ll already be ahead of the game.
How Do I Apply for Financing?
Our dealership makes it easy to do this in a variety of ways. Of course, you can come in person and speak to a finance team member. This is a great way to do it because you can better explain your situation to the team and work through different plans to make sure you get exactly what you want.
Above, we mentioned our pre-approval form, which is a great resource if you have a packed schedule and can’t spend all day with us. Once you receive approval, your options will be laid out, and you can learn more about each one. After selecting the best option for you, our team will put the finishing touches on for you, at which point you can come in and take care of the remaining paperwork.
Should you decide to apply for financing online, you’ll still have the advantage of speaking to our finance team, as they’re available by chat or phone.
Vehicle Finance Center near Penn Yan, NY
Once you’ve found a model from our inventory that you just can’t resist, come talk to one of our experts about creating an ideal financing plan. Our team will work tirelessly to meet all your needs, so you can quickly get behind the wheel of your new ride.
If you’re near Penn Yan, Geneva, or Watkins Glen, New York, stop in today, or contact our helpful staff at Friendly Dodge Chrysler Jeep Ram!